Anti-Money Laundering (AML) Policy

1. Purpose Brit Business Funding Ltd (“the Company”) is committed to preventing money laundering and terrorist financing in accordance with applicable UK laws and regulations. While not directly regulated under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, the Company recognises its duty to maintain robust processes to detect and prevent financial crime.

2. Scope This Policy applies to all employees, directors, and contractors of Brit Business Funding Ltd.

3. Business Model Brit Business Funding Ltd operates as a broker, introducing UK-based businesses to a range of funding providers. The Company does not handle client money, provide lending directly, or hold client accounts.

4. Responsibilities

• The Company designates the management team as responsible for AML compliance.

• All AML-related queries and reports should be directed to: info@britishbusinessfunding.co.uk.

5. Customer Due Diligence (CDD) Although the Company is not obligated to conduct regulated CDD, it adopts the following good practices:

• Collecting basic identification details from businesses during initial enquiry.

• Recording company name, registration number, and key contact details.

• Conducting basic checks against Companies House to confirm legitimacy.

• Monitoring for unusual requests or suspicious behaviours.

6. Suspicious Activity Reporting Employees must remain vigilant and report any suspicion of money laundering or terrorist financing to management immediately by emailing info@britishbusinessfunding.co.uk. Management will assess whether a Suspicious Activity Report (SAR) should be made to the National Crime Agency (NCA).

7. Record Keeping The Company will:

• Maintain records of client identification and transactions for a minimum of five (5) years.

• Securely store all records in accordance with GDPR requirements.

8. Training and Awareness All relevant staff will receive AML awareness training during onboarding and periodically thereafter to ensure understanding of risks, obligations, and reporting procedures.

9. Risk Management The Company adopts a risk-based approach, taking into account factors such as:

• Type of client

• Funding amount sought

• Client industry

High-risk clients (e.g., unusually complex structures, politically exposed persons) may be subject to enhanced checks or declined at management’s discretion.

10. Review of Policy This Policy will be reviewed annually or following any significant changes to business operations or applicable laws.

Effective Date: 21 March 2025

Approved by the Directors of Brit Business Funding Ltd.