Access Instant Capital
Need access to instant cash? No personal guarantees, no paperwork, no debt
Get set up in under an hour and then access 99% of your invoice value in minutes
Open-ended facilities available up to £250k
How does the invoice factoring facility work with BBF?
Your British Business Funding invoice factoring facility is completely pay-as-you-go, with costs only incurred on what you use.
A straightforward discount fee per transaction is applied, calculated using a daily rate on the invoice value — for example, 0.06% daily, which amounts to 1.8% for a 30-day invoice.
That’s all there is to it.
The facility remains free whenever you don’t use it, and you’re free to stop using it at any time.
What do you need to apply?
Eligible businesses are UK Limited companies or LLPs that have been trading B2B with commercial or public sector clients for over two years, have an annual turnover above £100k, can connect their business bank account via Open Banking, and hold a receivables portfolio not already pledged to another lender.
The Best Invoice Factoring Facility
Fast – open a facility and advance invoices in minutes
Simple – no personal guarantee, no securities, no paperwork
Discreet – invisible to your clients
Flexible – large facility that grows with your business
Fair – one simple fee per transaction, no hidden fees
Convenient – available to use online 24/7, whenever you wish
Instant capital in minutes, apply now!
Managing cash flow is challenging when suppliers and staff need timely payments, yet clients delay theirs. With average payment terms of 55 days, UK small businesses are owed £150 billion in unpaid invoices.
British Business Funding addresses this by turning your client invoices into immediate cash flow, whenever you need it, to support your working capital. It’s a flexible, cost-effective way to maintain cash flow without taking on new debt.
