Asset Finance: Unlock the Value of Your Business Assets
Running a business often means investing in vital vehicles, machinery or technology. Asset finance lets you spread the cost of these purchases, or release capital from equipment you already own, without straining cash flow.
Through British Business Funding, you can get a deal up to 50% cheaper than a term loan with asset finance, access asset finance from a panel of trusted providers worth up to £3 million.
Asset finance up to £3 million
Terms of 1 to 7 years
Competitive rates & flexible deals
Dedicated Account Manager on call
Save up to 25% with tax breaks
How Asset Finance with British Business Funding Works
Asset finance lets you purchase new assets or refinance existing ones by spreading the cost over regular repayments instead of paying everything upfront.
This means you can:
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Fund vehicles, machinery, equipment, IT and more
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Refinance assets you already own to release working capital
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Use the asset from day one while repaying over time
We work with a panel of specialist providers who can finance a wide range of business assets, with options to suit different needs. A dedicated Account Manager will guide you through the choices and help you find a deal that works for your business.
Benefits of Asset Finance
Spread the cost of essential purchases.
Protect working capital and smooth cash flow.
Finance a wide range of assets, from vehicles to equipment.
Potential tax advantages on qualifying assets.*
Personal support from a dedicated Account Manager.
*Thanks to capital allowance tax breaks, you could deduct the full cost of qualifying vehicles, machinery and equipment from your taxable profits, saving you up to 25% on the cost of your new asset.
Why Choose Asset Finance Over Other Business Loans?
Traditional business loans are usually secured against the business as a whole. With asset finance, the asset itself provides security, which can make it easier for many SMEs to access competitive funding.
British Business Funding works as a broker with a panel of experienced asset-finance lenders. One simple application lets us compare options, guide you through the process and help you secure funding quickly – so you can get the vehicles, machinery or equipment you need without delay.
What are the alternatives to asset finance?
Funding via
Business loans
Funding via
Revolving Credit
Funding via
Business Credit Cards
Funding via
Bridging Loans
Funding via
Trade Finance
Commonly Asked Questions About Asset Finance
What is asset finance and how does it work?
Asset finance allows a business to purchase vehicles, machinery, equipment or technology without paying the full cost upfront. Instead, the cost is spread over an agreed repayment period, helping the business invest in the assets it needs while preserving cash flow and working capital.
What types of assets can I finance?
Asset finance can be used for a wide range of business assets, including commercial vehicles, machinery, manufacturing equipment, construction equipment, IT hardware and other essential business equipment. The assets that can be funded will depend on the lender, the value and age of the asset and the circumstances of your business.
How much can I borrow with asset finance?
British Business Funding can help UK businesses access asset finance of up to £3 million through our panel of specialist finance providers. The amount available will depend on factors including the asset being financed, its value, your business’s financial position and the repayment term required.
Can I use asset finance for equipment my business already owns?
Yes. Asset refinancing can allow your business to release capital tied up in vehicles, machinery or equipment it already owns. The lender uses the value of the existing asset to provide funding, giving your business access to additional working capital while continuing to use the asset.
What is the difference between asset finance and a business loan?
A business loan generally provides a lump sum that can be used for a variety of business purposes. With asset finance, the funding is specifically linked to a vehicle, piece of machinery or other business asset. Because the asset itself typically provides security for the finance, asset finance can offer a cost-effective way to fund larger equipment purchases while spreading the cost over time.