Revolving Facility Up to £250,000
Large VAT, stock or supplier bills don’t need to strain your cashflow.
Access a flexible, revolving credit facility up to £250,000 to smooth cashflow, pay suppliers on time and keep your business moving.
Access up to £250,000 of flexible, reusable funding
Only pay when you use it, no non-utilisation fees
Fixed monthly repayments for predictable costs
Pay suppliers directly or draw funds in minutes
How our revolving credit facility works
Apply once, access ongoing funding
Complete a quick online application and we’ll assess your business for a facility of up to £250,000.
Use your limit whenever you need it
Draw funds into your business bank account, pay suppliers directly or cover VAT, tax and other large bills. You choose when and how much to use within your agreed limit.
Spread repayments over monthly instalments
Each drawdown is set up on a fixed-term repayment plan, giving you predictable monthly payments and clear visibility of costs.
Repay, reuse, repeat
As you repay, your available balance refreshes—letting you access additional funding without reapplying.
What you can use it for
Use the facility for almost any business payment, including:
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Supplier invoices & stock purchases – buy in bulk, secure better terms and avoid missed payments.
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VAT & tax bills – spread large HMRC bills into manageable instalments.
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Materials & equipment – fund project costs or asset purchases without draining cash reserves.
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Subscriptions & services – cover software, professional fees and operational expenses.
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Growth projects – invest in opportunities, marketing or new contracts with confidence.
Why businesses choose this facility
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Flexible revolving line – draw, repay and reuse as often as needed, with no fixed end date.
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No non-utilisation fees – keep the facility in place for peace of mind and only pay when you use it.
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Simple, transparent costs – every drawdown is set up on a clear instalment plan.
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Stronger cashflow control – manage gaps, unexpected costs or new opportunities proactively.
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Built for modern payments – send funds straight to your bank account or directly to suppliers in your business name.
What are the alternatives to a revolving credit facility?
Funding via
Business loans
Funding (No PGs) via
Invoice Finance
Funding via
Business Credit Cards
Funding via
Asset Finance
Funding via
Trade Finance
Commonly Asked Questions About Revolving Credit Facilities
What is a revolving credit facility?
A revolving credit facility is a flexible form of business funding that gives your company access to an agreed credit limit whenever you need it. You can draw funds, make repayments and then reuse the available credit again without having to submit a new funding application each time. This makes it useful for businesses that want ongoing access to working capital rather than a single lump-sum loan.
How much can I borrow with a revolving credit facility?
Eligible UK businesses can access a revolving credit facility of up to £250,000 through British Business Funding. You do not have to use the full amount at once. Instead, you can draw what your business needs within its agreed limit and your available balance will increase again as you make repayments.
What can a revolving credit facility be used for?
A revolving credit facility can be used for a wide range of business expenses, including supplier invoices, stock purchases, VAT and tax bills, equipment, materials, operational costs and growth projects. It can be particularly useful for managing short-term cash flow gaps or covering larger payments without using your existing cash reserves.
How do repayments work on a revolving credit facility?
Each time you draw funds from the facility, the amount used is placed onto a fixed-term repayment plan with clear monthly instalments. As you repay the money you have borrowed, that portion of your credit limit becomes available to use again, providing an ongoing source of flexible business funding.
What is the difference between a revolving credit facility and a business loan?
A traditional business loan normally provides a fixed lump sum that is repaid over an agreed term. A revolving credit facility provides an ongoing credit limit that can be drawn, repaid and reused as your business needs it. This can make revolving credit particularly suitable for recurring working capital requirements, seasonal cash flow gaps, supplier payments and unexpected business costs.