The credit card built for small businesses
Get unlimited 1% cashback on all card spending. Redeem for cash, Avios, gift cards, or against your balance. Apply and get a decision in 2 minutes.
– Go further with credit limits up to £250,000
– Rates as low as 14.13% APR (variable)
– No annual, FX, or ATM fees
Trusted by over 200,000 businesses
Draw down cash to bank with no fees
Convert points to Avios for free
Auto-sync with accounting software
Stay in control of your business spending
Manage your business spending with smart controls and real-time visibility. No annual fee.
- Track card spending in real-time
- Make instant purchases with virtual cards
- Get free company cards with spending limits
- Auto-sync to Sage, Xero, QuickBooks, FreeAgent, and more
Spend beyond your credit limit
Don’t let a big purchase get away. Preloading lets you add your own funds to your account, expanding your spending power for those crucial business investments.
- Make large purchases: Ideal for new equipment, large stock orders, or key supplier payments that exceed your limit.
- Never miss out on rewards: Still earn uncapped 1% cashback on every pound you spend using preloaded funds.
- Get a Pro-tier boost: Pro plan members earn an exclusive 1.25% cashback on all preloaded spending.
Why choose Capital on Tap in partnership with British Business Funding?
Over 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards.
Their customer stories prove why they are the best choice for your business credit card needs.