Start Up Loans
Overcome boot-strapping limitations and time constraints by injecting early stage, unsecured cash at a low interest rate to get your business established.
Our start up loans partner has a 100% success rate over a 9-year period for applications that they have supported.
100% Success Rate over 9 years
Borrow up to £25k per Director
Government Backed Scheme
Fixed Interest Rates of 6%
How does applying for a Start Up Loan work?
To apply for a UK government-backed Start Up Loan, you start online via the Start Up Loans website, where you do an eligibility check and submit an initial application explaining your business idea, how much you want to borrow, and what you’ll use it for.
It’s an unsecured personal loan, so you’ll need to pass a personal credit check, and you’ll typically be asked for supporting info like recent bank statements plus key documents such as a business plan, cash flow forecast and a personal survival budget.
You’re then matched with a Business Support Partner and a business adviser who can help you complete the paperwork before your application is assessed; if approved, you also get up to 12 months of free mentoring.
Need help taking the hassle out of getting a Start Up Loan?
Our trusted Start Up Loans partner can take the hassle out of applying by guiding you through each step, making sure you’re clear on the scheme rules, what you can (and can’t) use the funding for, and exactly what evidence you’ll need. They’ll work with you to shape your business plan and numbers into a strong, lender-ready application, help you avoid common delays, and support you right through to submission – so you can stay focused on building the business while they handle the detail.
How our Start Up Loans partner helps (end-to-end support):
-
Help you understand the scheme rules, including what the funding can and cannot be used for
-
Support you to complete all required documentation, including a robust business plan and financial forecasts
-
Decide who should apply and how much funding to request
-
Plan and structure the application and business plan documents
-
Create a final, complete application pack
-
Review everything to ensure your application is consistent and lender-ready
-
Help you implement the business and funding plan, then review progress and next steps
Start Up Loans in a Nutshell
Over 100,000 business ideas supported with more than £1 billion worth of loans.
Government-backed low-interest personal loans and free mentoring to help you start or grow a new business.
- Borrow up to £25,000 (The average loan amount is £7,200)
- Fixed interest rate of 6% per annum (per year)
- Repay the loan over a term of 1–5 years
- No fees for arranging the loan or paying it back early
Apply for help with your Start Up Loan
As long as you are a UK resident and have not been trading for more than 3 years then you are eligible to apply for a Government back start up loan.
If you want help with applying for your start up loan just fill in the short form below to get started!