Fast, Affordable Loans

Discover tailored finance solutions for British businesses. Whether you’re seizing new opportunities, purchasing new equipment, hiring staff or optimising cash flow, our specialist funding is designed to help you go further.

Apply as a limited company without affecting your credit score

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Apply Online in 5 Minutes

Decision in as little as 1 hour

Borrow £10k to £3m

UK-Based Support Team

No Fees to Settle Early

If you’re a limited company or LLP, you can get a loan decision without affecting your credit score. So you can assess your options with complete peace of mind.

 

  1. Check if you’re eligible in 30 seconds – See if you qualify with no fuss
  2. Apply online in 5 minutes – Tell us about you and your business in our online form
  3. Get your decision in as little as 1 hour – If approved, you’ll get a personalised, no-obligation quote
  4. Funds paid out typically within 48 hours – Once you accept your offer, we’ll deposit the funds into your account

Accredited and registered. British Business Funding is a member of the National Association of Commercial Finance Brokers (NACFB) and the Financial Intermediary and Broker Association (FIBA). Registered in England, company number 12752630.

What do you need to apply?

To be eligible to apply for a loan with us, you need to

Have been trading for 1 year or more (not as a sole trader)

Be based in the UK

Minimum turnover of £100k

Fast, affordable loans - apply now!

Explore tailored finance solutions designed for British businesses. Whether you're looking to seize new opportunities, invest in equipment, hire staff, or optimise cash flow, our specialist funding can help you achieve your goals.

At British Business Funding, we make business loans simple and fast. With a quick 5-minute application process, decisions in as little as an hour and funds available within 48 hours of approval, we’re here to keep your business moving forward without unnecessary delays.​

Get started

Answer a few questions to check if you're eligible in 30 seconds.

Every single question is mandatory, please answer them all to ensure your application is processed as quickly as possible.

How much are you looking to borrow?

You can borrow from £10,000 to £3,000,000.

£
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Over how long?*
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10%

What are the alternatives to a fast, affordable business loan?

Funding via

Revolving Credit

Funding (No PGs) via

Invoice Finance

Funding via

Bridging Loans

Funding via

Asset Finance

Funding via

Merchant Cash Advance

Commonly Asked Questions About Business Loans

How much can I borrow with a business loan in the UK?

British Business Funding can help eligible UK businesses explore business loans from £10,000 up to £3 million. The amount available will depend on factors including your turnover, trading history, profitability, existing borrowing and the overall financial position of your business.

How quickly can I get a business loan?

Our online application takes around 5 minutes to complete, with lending decisions possible in as little as one hour. If your application is approved and you accept an offer, funds can typically be paid into your business bank account within 48 hours.

What are the eligibility requirements for a business loan?

As a general guide, businesses applying through British Business Funding should be UK-based, have been trading for at least one year and have annual turnover of £100,000 or more. Eligibility and the funding options available will also depend on your business type, financial performance and individual circumstances.

Will applying for a business loan affect my credit score?

Eligible limited companies and LLPs can check their eligibility and receive a personalised business loan quote through British Business Funding without affecting their credit score. This allows you to explore potential funding options before deciding whether you want to proceed.

What can I use a business loan for?

Business loans can be used for a wide range of commercial purposes, including working capital, business growth, purchasing equipment or machinery, hiring staff, buying stock, paying tax bills or refinancing existing business borrowing. The most suitable type of funding will depend on what your business needs the capital for.

What interest rate will I pay on a business loan?

Business loan interest rates vary depending on the lender and the circumstances of your business. Factors such as your turnover, trading history, profitability, credit profile, loan amount and repayment term can all influence the rate you are offered. British Business Funding can help you explore suitable funding options based on your individual requirements.

Use our Business Loan Calculator for indicative rate ranges.