The credit card built for small businesses

Get unlimited 1% cashback on all card spending. Redeem for cash, Avios, gift cards, or against your balance. Apply and get a decision in 2 minutes.

– Go further with credit limits up to £250,000

– Rates as low as 14.13% APR (variable)

– No annual, FX, or ATM fees

The main reasons we see people declined are not due to low turnover or not good enough credit but instead mistakes on the application, please read the below carefully before filling in the application form:

1) The company you are applying with MUST BE active on companies house
2) The person applying for the credit card must be a named director for the company on companies house with at least a 25% shareholding (a person with significant control)

Your details

Tell us who is applying for the business credit card.

Business Email Address *

Mobile Phone Number *

Salutation *

Date of Birth *

First Name *

Middle Name(s)

Last Name *

Business details

Search for your company and confirm the details.

Business Legal Name *

Start typing your registered company name and select it from the list.

Registered Company Number *

Business Type *

Business name as you want it on your card *

Monthly Turnover *

Are you a current director? *

Yes No

Address details

Enter your postcode, click Find Address, then choose from the dropdown or enter manually.

Business Address

Business Postcode *

Building Number

Building Name

Street *

City / Town *

Region / County

Postcode *

Home Address

Home Postcode *

Building Number

Building Name

Street *

City / Town *

Region / County

Postcode *

Final questions

Confirm how you would like to set up repayments and submit your application.

How do you want to set up your Direct Debit for monthly repayment? *

Full balance Minimum payment

Are you looking to send cash from your credit facility to your bank account? *

Yes No

I confirm that I have read and agree to British Business Funding's Privacy Policy. I confirm that I have read and agree to Capital on Tap's Privacy Policy.

Applying won't affect your credit score. See if you're approved with a soft search, subject to eligibility criteria. A visible mark will be made on your commercial file when you sign your credit agreement.

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Trusted by over 200,000 businesses

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Draw down cash to bank with no fees

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Convert points to Avios for free

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Auto-sync with accounting software

Stay in control of your business spending

Manage your business spending with smart controls and real-time visibility. No annual fee.

Track card spending in real-time
Make instant purchases with virtual cards
Get free company cards with spending limits
Auto-sync to Sage, Xero, QuickBooks, FreeAgent, and more

Apply Now

Spend beyond your credit limit

Don’t let a big purchase get away. Preloading lets you add your own funds to your account, expanding your spending power for those crucial business investments.

Make large purchases: Ideal for new equipment, large stock orders, or key supplier payments that exceed your limit.
Never miss out on rewards: Still earn uncapped 1% cashback on every pound you spend using preloaded funds.
Get a Pro-tier boost: Pro plan members earn an exclusive 1.25% cashback on all preloaded spending.

Apply For a Business Credit Card